AI Agents Choose 'RLUSD' Over XRP...Why?

▲ XRP, Artificial Intelligence (AI), Cryptocurrency Payment/AI Generated Image

Autonomous artificial intelligence (AI) agents are increasingly adopting the stablecoin Ripple USD (RLUSD) as an on-chain payment asset, instead of XRP. Amid predictions from BlackRock, the world's largest asset manager, about the rapid growth of a machine-driven economy, autonomous software is gravitating towards fixed-value payment methods rather than volatile cryptocurrencies.

According to U.Today, a virtual asset media outlet, on September 26 (local time), an analysis of XRP Ledger AI Hub data revealed a clear preference among autonomous AI agents, which perform 24/7 payments, for regulatory-compliant stablecoins over XRP. In the direct payment settlement trends over the past 30 days, Ripple's stablecoin maintained an overwhelming lead, while the payment volume of XRP, the network's native asset, remained stagnant.

This phenomenon aligns with the analysis in BlackRock's research report, "The Machine-Native Economy." BlackRock analyzed that the global stablecoin market size has exceeded $300 billion, with an annual transaction volume reaching $11.6 trillion, establishing stablecoins as the basic unit of calculation for AI. It pointed out that existing banking networks, tied to human work schedules, struggle to handle the high-frequency micro-payments of autonomous software, which occur in milliseconds (ms). The need for ultra-fast payment networks has become even more prominent as robots purchase computing power 24/7 and pay for API access.

The AI agents' preference for stablecoins stems from the strict budget structures of software programs. Brian Armstrong, CEO of Coinbase (COIN), noted that while AI agent transactions will increase exponentially, "machines absolutely need predictable costs." He explained that XRP's price volatility, which can fluctuate by several percent in an hour, could disrupt the cost model for autonomous computing tasks. RLUSD, pegged 1:1 with the US dollar, guarantees accurate cost prediction.

XRP still plays a unique role in interbank international remittance clearing. However, within the robot economy forming inside the XRP Ledger, Ripple's digital dollar appears to be gaining payment dominance. Market attention is focused on what structural changes the expansion of the machine-centric payment economy will bring to the liquidity map of the virtual asset ecosystem.

[Article Key Summary]

-XRP Ledger-based AI agents have largely chosen stablecoin RLUSD as a payment method instead of volatile XRP.

-BlackRock analyzed that the $300 billion stablecoin market has become the core unit of calculation for AI, performing millisecond-level computations.

-Coinbase CEO Brian Armstrong highlighted "predictable costs" as a key requirement for AI transactions, emphasizing the importance of fixed-value assets.

*Disclaimer: This article is for investment reference only, and we are not responsible for any investment losses based on it. The content should be interpreted for informational purposes only.*