Stablecoins Traded at a Premium Amid Hyperinflation... "Weekend Transaction Volume Alone Reaches $76 Billion"

▲ Stablecoin

Currently, in the stablecoin market, approximately $76 billion worth of funds move every weekend. Simultaneously, in hyperinflationary environments, purchase premiums have reached up to 62%, indicating demand that goes beyond waiting funds for cryptocurrency transactions.

Louis Raskin, host of the cryptocurrency YouTube channel Coin Bureau, cited a report from Binance Research in an uploaded video, stating that the role of stablecoins has expanded to include value storage, transfer, and payments. Among Binance users holding assets over $10, the proportion of those with more than half of their portfolio in stablecoins surged from 4% in 2020 to 30%. Binance Earn has paid out approximately $1.2 billion in stablecoin rewards since 2022.

The demand for acquiring dollar assets is also clear. 87% of fiat currency transactions involved a premium during stablecoin purchases. This premium increased by approximately 4% in normal inflation environments, 27% in high inflation environments, and 62% in hyperinflation environments. Raskin explained that the trend of accepting up to 62% additional cost demonstrates the intensity of demand for asset value preservation and dollar access.

Stablecoin liquidity is rapidly accumulating, primarily around major exchanges. Exchange reserves are approximately $93 billion, with Binance holding about $53 billion. United Stable's U grew from a market capitalization of about $5 million to over $1 billion by mid-2026, and USD1 increased by over $1.4 billion during the same period. The cumulative trading volume of local currency stablecoins like EURI, AUR, and KGST on Binance also exceeded $5 billion since 2025.

Actual usage has also surged. The BNB Chain processes an average of about 10 million stablecoin transactions per day, with monthly active addresses reaching approximately 15 million. Binance Pay's monthly merchant payment volume increased by 114% year-on-year, and stablecoins accounted for 98% of the total payment volume. The median merchant payment value rose from $10 in 2025 to $18 in 2026.

The average weekend stablecoin transfer volume was approximately $76 billion, amounting to about $38 billion per day. This figure is close to Visa's average daily transaction volume of approximately $40 billion. The median AI agent payment was presented as $0.34, and the transaction volume for machine payment protocols was approximately $0.08. By 2026, the trading volume of non-dollar stablecoin trading pairs also exceeded $3 billion, an increase of 670% compared to the same period in 2024. The video pointed out that issues such as peg stability, reserve transparency, regulation, exchange risks, and concentration on large platforms still remain.

[Key Summary of the Article]

-The proportion of Binance users holding more than half of their portfolio in stablecoins surged from 4% in 2020 to 30%.

-The average weekend stablecoin transfer volume is $76 billion, and the BNB Chain processes approximately 10 million transactions per day.

-Stablecoins are expanding their scope of use beyond value storage, transfer, and payments to include AI micro-payments and on-chain foreign exchange transactions.

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