XRP, not the time to look at the price?..."The game is being overturned outside the charts"

▲ XRP/ChatGPT generated image

An analysis suggests that market discussions surrounding XRP are shifting from short-term price movements to the restructuring of institutional financial infrastructure. Alexis Sirkia, Chairman of Yellow Network, evaluated that XRP's core narrative may emerge not from daily price charts, but from quiet structural changes in the global financial system.

According to The Crypto Basic on May 20 (local time), Chairman Sirkia stated in a recent commentary, "By mid-2026, the real story of XRP will not be its sideways price action, but the quiet, almost imperceptible rewiring of global finance."

Chairman Sirkia explained that the XRP Ledger is evolving beyond its role as a traditional cross-border payment network into a regulatory-compliant tokenization and settlement layer for institutional finance. He stated that financial institutions are evaluating whether blockchain networks can support regulated financial services, tokenized assets, payment systems, and integration with traditional banking infrastructure.

The tokenization of real-world assets and the proliferation of stablecoins were also cited as background to this change. Financial companies are more interested in regulatory compliance, custody solutions, accounting standards, and fast payment systems than in individual investor frenzies. Chairman Sirkia diagnosed that the relatively stable trend in XRP's price amidst expanding network utilization should not be viewed negatively. He explained that this could be an early transition phase where infrastructure growth precedes major price fluctuations.

Regulatory clarity was also presented as a potential factor to boost XRP demand. Chairman Sirkia believed that progress on the US crypto market structure bill could increase institutional interest in XRP Exchange Traded Funds (ETFs). According to estimates mentioned in the commentary, if regulatory clarity is secured, an additional $4 billion to $8 billion in ETF funds could flow into the XRP ecosystem.

However, competition and practical challenges are also significant. For major financial institutions to widely adopt blockchain-based payment technology, secure custody solutions, seamless integration with existing payment systems, risk management tools, and clear accounting standards are required. XRP must also compete with stablecoin issuers, bank-backed payment networks, tokenization platforms, and central bank digital currency projects.

Chairman Sirkia's remarks are summarized as an argument that the focus should be on XRP's long-term role within financial infrastructure rather than its short-term price. Whether the XRP Ledger can secure a long-term position in the transition of digital financial infrastructure is emerging as a key issue for the next phase.

*Disclaimer: This article is for investment reference only and we are not responsible for any investment losses based on it. The content should be interpreted for informational purposes only.*